Let Us Settle SBA Debt For You - Win Your SBA Loan Default or SBA OIC Case
We are attorneys that exclusively work on SBA OIC cases and other federal debt issues.
We Provide Nationwide Representation of Small Business Owners, Personal Guarantors, and Federal Debtors before the SBA and Treasury Department's Bureau of Fiscal Service
Book a Consultation CallWe prosecute SBA Debt Collection cases before the SBA Office of Hearings & Appeals (SBA OHA). Our SBA OHA Appeal Attorneys are well-versed in appealing certain SBA debt collection cases and property deprivation issues via administrative litigation before the SBA OHA. Our SBA OHA Appeal Attorneys can help you assess the specifics of your case and, where applicable, prepare an Appeals Petition in response to eligible administrative offsets, federal salary offsets, military salary and military pension and annuity pay offsets. If your SBA debt collection Appeals Petition is accepted at the sole and absolute discretion of the SBA OHA, our SBA OHA Appeal Attorneys can then prosecute your administrative litigation matter.
We can launch formal discovery, issue subpoenas, engage in motion practice, represent you in alternative dispute resolution (ADR) or pre-hearing conferences, perform legal research and write persuasive legal arguments that help advocate your position with the goal of possibly settling or compromising your SBA debt once and for all.
The Office of Hearings and Appeals (OHA) is an independent office of the Small Business Administration (SBA) established in 1983 to provide an independent, quasi-judicial appeal of certain SBA program decisions. The SBA OHA has jurisdictional authority to conduct proceedings in the collection of debts owed to the SBA and the United States under the Debt Collection Act of 1982, the Debt Collection Improvement Act of 1996, and 13 CFR Part 140. The SBA OHA has the sole and absolute discretion with regard to your Appeals Petition. The SBA OHA’s office is on the Eighth floor of SBA headquarters above the Federal Center SW metro stop. Their address is: 409 Third Street, SW, Eighth Floor, Washington, DC 20416.
Aggressive collection of SBA debts has increased considerably in recent years. Understanding the SBA OHA appeals process requires experienced SBA OHA Appeal Attorneys who are knowledgeable and understand government law, including the nuances that may arise if the SBA tries to deprive your property without due process of law. You can fight administrative offset, federal salary offset, military pay offset, military pension or annuity offset based on an SBA loan default. If you have received the following sample Notice from either the SBA or on behalf of the SBA by the Treasury/Bureau of Fiscal Service:
Administrative Offset against your Federal Salary, Pension or Retirement Benefits (e.g., DFAS Military, United States Postal Service, Department of Defense)
then, time is of the essence ... that’s where Protect Law Group can help. However, you must understand that there are certain time deadlines that must be met to try and preserve your right to file an Appeals Petition in response to the aforesaid sample Notice. If you fail to act within the statutory time frame from receipt of your Notice, you damage your opportunity of having your Appeals Petition accepted and heard by the SBA OHA. With several years of experience focusing on SBA debt collection matters, our SBA OHA Appeal Attorneys can help SBA debtors navigate the maze of complex issues covering SBA rules, regulations and appeals.
We’re here to help and can:
The Office of Hearings and Appeals (OHA) is an independent office of the Small Business Administration (SBA) established in 1983 to provide an independent, quasi-judicial appeal of certain SBA program decisions. The SBA OHA has jurisdictional authority to conduct proceedings in the collection of debts owed to the SBA and the United States under the Debt Collection Act of 1982, the Debt Collection Improvement Act of 1996, and 13 CFR Part 140. The SBA OHA has the sole and absolute discretion with regard to your Appeals Petition. The SBA OHA’s office is on the Eighth floor of SBA headquarters above the Federal Center SW metro stop. Their address is: 409 Third Street, SW, Eighth Floor, Washington, DC 20416.
Aggressive collection of SBA debts has increased considerably in recent years. Understanding the SBA OHA appeals process requires experienced SBA OHA Appeal Attorneys who are knowledgeable and understand government law, including the nuances that may arise if the SBA tries to deprive your property without due process of law. You can fight administrative offset, federal salary offset, military pay offset, military pension or annuity offset based on an SBA loan default. If you have received the following sample Notice from either the SBA or on behalf of the SBA by the Treasury/Bureau of Fiscal Service:
Administrative Offset against your Federal Salary, Pension or Retirement Benefits (e.g., DFAS Military, United States Postal Service, Department of Defense)
then, time is of the essence ... that’s where Protect Law Group can help. However, you must understand that there are certain time deadlines that must be met to try and preserve your right to file an Appeals Petition in response to the aforesaid sample Notice. If you fail to act within the statutory time frame from receipt of your Notice, you damage your opportunity of having your Appeals Petition accepted and heard by the SBA OHA. With several years of experience focusing on SBA debt collection matters, our SBA OHA Appeal Attorneys can help SBA debtors navigate the maze of complex issues covering SBA rules, regulations and appeals.
We’re here to help and can:
Client personally guaranteed an SBA 7(a) loan to help with a relative’s new business venture. After the business failed, Treasury was able to secure a recurring Treasury Offset Program (TOP) levy against our client’s monthly Social Security Benefits based on the claim that he owed over $1.2 million dollars. We initially submitted a Cross-Servicing Dispute, but then, prepared and filed an Appeals Petition with the SBA Office of Hearings and Appeals (SBA OHA). As a result of our efforts, we were able to convince the SBA to not only terminate the claimed debt of $1.2 million dollars against our client (without him having to file bankruptcy), but also refund the past recurring amounts that were offset from his Social Security Benefits in connection with the TOP levy.
Clients personally guaranteed SBA 7(a) loan balance of over $300,000. Clients also pledged their home as additional collateral. SBA OIC accepted for $87,000 with full release of lien against home.
Client personally guaranteed SBA 7(a) loan for $350,000. The small business failed but because of the personal guarantee liability, the client continued to pay the monthly principal & interest out-of-pocket draining his savings. Client hired a local attorney but quickly realized that he was not familiar with SBA-backed loans or their standard operating procedures. Our firm was subsequently hired after the client received the SBA's official 60-day notice. After back-and-forth negotiations, we were able to convince the SBA to reinstate the loan, retract the acceleration of the outstanding balance, modify the original terms, and approve a structured workout reducing the interest rate from 7.75% to 0% and extending the maturity date for a longer period to make the monthly payments affordable. In conclusion, not only we were able to help the client avoid litigation and bankruptcy, but we also save him approximately $227,945 over the term of the workout.
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