Once a federal debt is referred to the Treasury Department, the rules change. Added fees, the Treasury Offset Program and administrative wage garnishment all come into play. We challenge improper collection and negotiate resolutions that stop the bleeding.
Treasury collection is aggressive by design, but it is not without rules. These are the services we use to contest improper action and reach a resolution.
When a debt is transferred to Treasury cross-servicing, fees are added and stronger tools unlock. We challenge improper referrals and, where a viable plan was wrongly rejected, seek to recall the loan back to the originating agency.
TOP intercepts tax refunds, federal salaries and certain benefit payments to satisfy a delinquent debt. We identify what is protected and challenge offsets that exceed the government’s authority.
An AWG order can withhold up to 15% of your disposable pay. You have the right to a hearing, and we use it — contesting the debt, the amount or the hardship it causes.
Treasury debt can be compromised where the numbers support it. We prepare the financial analysis and present an offer that reflects the government’s realistic recovery.
A negotiated repayment plan can stop offsets and garnishment and put the debt on a schedule you can actually keep. We structure terms that hold up.
You cannot challenge what you cannot see. We obtain the collection file, verify the balance and fees, and find the procedural failures the agency has to answer for.
From first referral to final resolution, we coordinate the entire defense — disputing improper action, negotiating terms and protecting your assets throughout.
Treasury collection moves quickly. The faster we engage, the more options remain on the table — and the fewer fees pile onto your balance.
We review your referral, offsets and garnishment notices to map exactly what the government is doing.
We pull the collection file, verify the balance and fees, and identify the grounds for a challenge.
We challenge the referral, the fees and the collection method, and pursue a compromise or plan.
We lock in the agreement, stop the collection action and confirm the matter is resolved.
Most federal debt matters start with a notice, a deadline or a demand. A confidential case evaluation is the fastest way to understand your options before the government sets the schedule for you.
For SBA or Treasury debts over $30,000. Send your inquiry directly to Protect Law Group using the firm's secure intake form.
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