If you Owe more than $30,000 contact us for a case evaluation at (833) 428-0937
contact us for a free case evaluation at (833) 428-0937
Call us (833) 428-0937

Can you stop an administrative wage garnishment once it starts?

Yes, you may stop an administrative wage garnishment once it starts. If you did not have a hearing, have new evidence or changed finances it may stop.

Book a Consultation Call

Can you stop an administrative wage garnishment once it starts?

Yes, you may be able to stop an administrative wage garnishment once it starts.

Stop Administrative Wage Garnishment

How Does An Administrative Wage Garnishment Start?

The Treasury will send you a notice of its intent to order an administrative wage garnishment.  Thereafter, you can request a hearing.  The hearing is usually a "paper hearing".  This means you do not appear personally. Instead, you submit a legal brief and supporting evidence.  However, if you fail to request a hearing timely, the Treasury will issue an administrative wage garnishment order to your employer.  Similarly, if the hearing is held and the hearing officer finds in favor of the government, your wages will be garnished.

Submit A Late Hearing Request

Once the administrative wage garnishment starts, you may stop it in limited circumstances.   As stated, if you fail to submit your hearing request, the administrative wage garnishment order will issue.  However, you can still submit a hearing request late.   Thereafter, if a hearing officer does not make a decision within 60 days, the administrative wage garnishment will be suspended.  The suspension will go into effect on the 61st day after your hearing request.

You Obtain New Evidence

If you did request a hearing and the hearing officer ruled against you, you may obtain a new hearing if you obtain new evidence.  However, the government will not provide you with a new hearing simply because you disagree with the hearing officer's initial decision.  Instead, you must have obtained new evidence that would exonerate you from the administrative wage garnishment.

Your Financial Situation Changes For The Worse

If your wages are subject to garnishment but your financial circumstances change, you may qualify for a financial hardship exemption.  For instance, at the time of the original hearing your spouse may have been employed.  But in the interim, your spouse suffered a lay off and remains unemployed, cutting your household income in half.  As such, you may request a new hearing based on the financial hardship the garnishment now causes as you can't meet your basic living expenses.  Keep in mind, you will have to provide financial documentation to prove the garnishment constitutes a financial hardship.

Contact Protect Law Group Today If The Government Is Garnishing Your Wages

Our attorneys have years of experience dealing with administrative wage garnishments.  Contact us today for a free initial consultation - 833-428-0934

Why Hire Us to Help You with Your Treasury or SBA Debt Problems?

construction accident injury lawyer

Millions of Dollars in SBA Debts Resolved via Offer in Compromise and Negotiated Repayment Agreements without our Clients filing for Bankruptcy or Facing Home Foreclosure

slip and fall attorney

Millions of Dollars in Treasury Debts Defended Against via AWG Hearings, Treasury Offset Program Resolution, Cross-servicing Disputes, Private Collection Agency Representation, Compromise Offers and Negotiated Repayment Agreements

truck accident injury attorney

Our Attorneys are Authorized by the Agency Practice Act to Represent Federal Debtors Nationwide before the SBA, The SBA Office of Hearings and Appeals, the Treasury Department, and the Bureau of Fiscal Service.

$505,000 SBA 7A LOAN - FEDERAL DISTRICT COURT LITIGATION (CALIFORNIA)

$505,000 SBA 7A LOAN - FEDERAL DISTRICT COURT LITIGATION (CALIFORNIA)

Clients borrowed and personally guaranteed an SBA 7(a) loan.  Clients defaulted on the SBA loan and were sued in federal district court for breach of contract.  The SBA lender demanded the Client pledge several personal real estate properties as collateral to reinstate and secure the defaulted SBA loan.  We were subsequently hired to intervene and aggressively defend the lawsuit.  After several months of litigation, our attorneys negotiated a reinstatement of the SBA loan and a structured workout that did not involve any liens against the Client's personal real estate holdings.

$150,000 SBA 7A LOAN - NEGOTIATED WORKOUT AGREEMENT

$150,000 SBA 7A LOAN - NEGOTIATED WORKOUT AGREEMENT

The client personally guaranteed an SBA 7(a) loan for $150,000. His business revenue decreased significantly causing default and an accelerated balance of $143,000. The client received the SBA's Official 60-day notice with the debt scheduled for referral to the Treasury’s Bureau of Fiscal Service for aggressive collection in less than 26 days. We were hired to represent him, respond to the SBA's Official 60-day notice, and prevent enforced collection by the Treasury and the Department of Justice. We successfully negotiated a structured workout with an extended maturity date that included a reduction of the 14% interest rate and removal of substantial collection fees (30% of the loan balance), effectively saving the client over $242,000.

$300,000 SBA 7A LOAN - SBA OIC TERM SETTLEMENT

$300,000 SBA 7A LOAN - SBA OIC TERM SETTLEMENT

Clients personally guaranteed SBA 7(a) loan balance of over $300,000.  Clients also pledged their homes as additional collateral.  SBA OIC accepted $87,000 with the full lien release against the home.

Read more Case Results

Related Content

Read more sba debt articles