If you Owe more than $30,000 contact us for a case evaluation at (833) 428-0937
contact us for a free case evaluation at (833) 428-0937
Call us (833) 428-0937

Can you stop an administrative wage garnishment once it starts?

Yes, you may stop an administrative wage garnishment once it starts. If you did not have a hearing, have new evidence or changed finances it may stop.

Book a Consultation Call

Can you stop an administrative wage garnishment once it starts?

Yes, you may be able to stop an administrative wage garnishment once it starts.

Stop Administrative Wage Garnishment

How Does An Administrative Wage Garnishment Start?

The Treasury will send you a notice of its intent to order an administrative wage garnishment.  Thereafter, you can request a hearing.  The hearing is usually a "paper hearing".  This means you do not appear personally. Instead, you submit a legal brief and supporting evidence.  However, if you fail to request a hearing timely, the Treasury will issue an administrative wage garnishment order to your employer.  Similarly, if the hearing is held and the hearing officer finds in favor of the government, your wages will be garnished.

Submit A Late Hearing Request

Once the administrative wage garnishment starts, you may stop it in limited circumstances.   As stated, if you fail to submit your hearing request, the administrative wage garnishment order will issue.  However, you can still submit a hearing request late.   Thereafter, if a hearing officer does not make a decision within 60 days, the administrative wage garnishment will be suspended.  The suspension will go into effect on the 61st day after your hearing request.

You Obtain New Evidence

If you did request a hearing and the hearing officer ruled against you, you may obtain a new hearing if you obtain new evidence.  However, the government will not provide you with a new hearing simply because you disagree with the hearing officer's initial decision.  Instead, you must have obtained new evidence that would exonerate you from the administrative wage garnishment.

Your Financial Situation Changes For The Worse

If your wages are subject to garnishment but your financial circumstances change, you may qualify for a financial hardship exemption.  For instance, at the time of the original hearing your spouse may have been employed.  But in the interim, your spouse suffered a lay off and remains unemployed, cutting your household income in half.  As such, you may request a new hearing based on the financial hardship the garnishment now causes as you can't meet your basic living expenses.  Keep in mind, you will have to provide financial documentation to prove the garnishment constitutes a financial hardship.

Contact Protect Law Group Today If The Government Is Garnishing Your Wages

Our attorneys have years of experience dealing with administrative wage garnishments.  Contact us today for a free initial consultation - 833-428-0934

Why Hire Us to Help You with Your Treasury or SBA Debt Problems?

construction accident injury lawyer

Millions of Dollars in SBA Debts Resolved via Offer in Compromise and Negotiated Repayment Agreements without our Clients filing for Bankruptcy or Facing Home Foreclosure

slip and fall attorney

Millions of Dollars in Treasury Debts Defended Against via AWG Hearings, Treasury Offset Program Resolution, Cross-servicing Disputes, Private Collection Agency Representation, Compromise Offers and Negotiated Repayment Agreements

truck accident injury attorney

Our Attorneys are Authorized by the Agency Practice Act to Represent Federal Debtors Nationwide before the SBA, The SBA Office of Hearings and Appeals, the Treasury Department, and the Bureau of Fiscal Service.

$150,000 SBA 7A LOAN - NEGOTIATED STRUCTURED WORKOUT AGREEMENT

$150,000 SBA 7A LOAN - NEGOTIATED STRUCTURED WORKOUT AGREEMENT

Client personally guaranteed SBA 7(a) loan for $150,000. COVID-19 caused the business to fail, and the loan went into default with a balance of $133,000. Client initially hired a non-attorney consultant to negotiate an OIC. The SBA summarily rejected the ineligible OIC and the debt was referred to Treasury’sBureau of Fiscal Service for enforced collection in the debt amount of $195,000. We were hired to intervene and initiated discovery for SBA and Fiscal Service records. We were able to recall the case from Fiscal Service back to the SBA. We then negotiated a structured workout with favorable terms that saves the client approximately $198,000 over the agreed-upon workout term by waiving contractual and statutory administrative fees, collection costs, penalties, and interest.

$337,000 SBA 504 LOAN - SBA OIC CASH SETTLEMENT

$337,000 SBA 504 LOAN - SBA OIC CASH SETTLEMENT

Clients personally guaranteed SBA 504 loan balance of $337,000.  The Third Party Lender had obtained a Judgment against the clients.  We represented clients before the SBA and negotiated an SBA OIC that was accepted for $30,000.

$505,000 SBA 7A LOAN - FEDERAL DISTRICT COURT LITIGATION (CALIFORNIA)

$505,000 SBA 7A LOAN - FEDERAL DISTRICT COURT LITIGATION (CALIFORNIA)

Clients borrowed and personally guaranteed an SBA 7(a) loan.  Clients defaulted on the SBA loan and were sued in federal district court for breach of contract.  The SBA lender demanded the Client pledge several personal real estate properties as collateral to reinstate and secure the defaulted SBA loan.  We were subsequently hired to intervene and aggressively defend the lawsuit.  After several months of litigation, our attorneys negotiated a reinstatement of the SBA loan and a structured workout that did not involve any liens against the Client's personal real estate holdings.

Read more Case Results

Related Content

Read more sba debt articles