SBA & Federal Debt Updates
Published SBA lending and federal debt updates from Protect Law Group.
Showing 49–64 of 64 resources
The 32% Fee Shock: How Treasury Collection Costs Explode Your SBA Debt
Treasury collection fees can dramatically increase your SBA debt by up to 32%. Understand this process and proactively engage strategies to minimize these costs.
5 min read
The Complete COVID Collections Act: How This Law Changes EIDL Collection
The Complete COVID Collections Act significantly alters EIDL collections, offering new borrower protections and repayment options. Understand these changes to better navigate your financial obligations.
5 min read
The EIDL Cross-Servicing Exemption Expired March 31: What Borrowers Must Know Right Now
The EIDL cross-servicing exemption expired on March 31, 2023, impacting borrowers relying on EIDL for financial support. Understand this change and explore your options.
6 min read
The Financial Documentation You Need for an SBA OIC (Checklist)
Understanding the SBA Offer in Compromise (OIC) is key to settling your SBA debt for less than the full amount. A complete and precise documentation set can improve your chances of success.
5 min read
The SBA 60-Day Letter: Your Last Chance Before Treasury Collection
The SBA 60-day letter is your final opportunity to address your debt before it's handled by the Treasury Department. Understanding this notice is crucial to protecting your assets and managing your obligations effectively.
7 min read
The SBA Took My Tax Refund: What to Do When TOP Seizes Your 2025 Return
If your 2025 tax refund was seized due to SBA debt, you're not alone. Discover how the Treasury Offset Program works and explore strategic options to protect yourself.
6 min read
The Statute of Limitations on SBA Debt: Myths vs. Reality
Learn about the statute of limitations on SBA debt and debunk common myths surrounding it. Understand your rights and the legal timelines involved.
6 min read
Timeline: What Happens After You Ignore the SBA 60-Day Letter
Ignoring the SBA 60-Day Official Notice has significant consequences. Learn the timeline of actions post-notice to protect your assets before Treasury involvement.
5 min read
Traditional loan defaults, personal guarantees
Navigating traditional loan defaults and personal guarantees can be daunting. Learn about the implications and discover strategic actions to protect your assets.
5 min read
Treasury debt collection, Treasury Offset Program, SBA debt Treasury
Explore how the Treasury Offset Program affects SBA debt. Understand the process to strategically protect your assets and navigate collections efficiently.
5 min read
Treasury Offset Program (TOP): How the Government Takes Your Tax Refund
The Treasury Offset Program (TOP) affects federal debt collections by intercepting tax refunds for outstanding debts. Understanding TOP can help protect your assets and provide solutions to manage your debts.
6 min read
When the SBA Lender Comes After Your Home: Understanding Collateral Foreclosure
Facing SBA home foreclosure can be daunting, but understanding your rights and options is crucial. Learn how to protect your assets and navigate the complex process of SBA collateral foreclosure.
6 min read
When to File an OHA Appeal: 5 Cases Where Borrowers Won
Learn when to file an OHA appeal with case studies of borrowers who succeeded. Discover strategies to challenge SBA decisions effectively.
6 min read
Your EIDL Loan Was Returned to the SBA — Now It's Going Back to Treasury
If your EIDL loan has been returned to the SBA and is going back to the Treasury, you're in a critical situation. Explore how to navigate this process and protect your assets.
7 min read
Your Personal Guarantee on a 7(a) Loan: The Unlimited Liability No One Explained
If you've secured an SBA 7(a) loan, understanding your personal guarantee is crucial. This guarantee makes you personally liable beyond business assets. Learn what it entails and how to navigate it effectively.
5 min read
Your SBA Debt Was Sent to Treasury: What Happens Now (2026 Update)
If your SBA debt is now with the Treasury, you're facing new collection processes. This guide explains what to expect and how you can navigate your options effectively.
6 min read